Resources

Finding Insurance for Transgender-Related Healthcare

The following insurance carriers have available plans without blanket exclusions for transgender-related healthcare. Below is a list of direct links to the carriers’ websites where major guidelines for transgender-related treatments are openly available. Please feel free to consult these resources as you evaluate your employer’s health plan and determine whether or not it covers medically necessary treatments associated with a healthy gender transition.

Please note that these plans are not endorsed by the HRC Foundation, but are presented to help navigate inclusive care offerings to the extent that plan documentation is publicly available.

Aetna:

Coverage for “Sex Reassignment Surgery”

Amerihealth:

Coverage for “Sex Reassignment Surgery (SRS) for Gender Identity Disorder (GID)”

Anthem BCBS:

Coverage for  “Gender Reassignment Surgery”

BCBS Massachusetts:

Coverage for “Transgender Services”

Cigna

Coverage for “Gender Reassignment Surgery”

EmblemHealth:

Coverage for “Gender Reassignment Surgery”

HealthNet:

Coverage for “Gender Reassignment Surgery”

HealthPartners:

Coverage for “Gender Reassignment – Minnesota Products”

Independence Blue Cross:

Coverage for “Sex Reassignment Surgery (SRS) for Gender Identity Disorder (GID)”

Medica:

Coverage for “Adult Gender Reassignment Surgery”